Estimated Refund
$0

Individual Tax Calculator

Estimate your 2025 federal income tax refund or amount owed. Enter your information below to get started.

For estimation purposes only. This calculator provides a general estimate and does not constitute tax advice. Your actual tax liability may differ. Please consult a qualified tax professional for personalized guidance.

Your Tax Information

Using 2025 tax year data

Income

Total from all W-2 forms, Box 1
Total from all W-2 forms, Box 2
Form 1099-INT
Form 1099-DIV, Box 1b (taxed at lower capital gains rates)
Form 1099-DIV, Box 1a minus Box 1b (taxed as regular income)
Net long-term gains (taxed at 0%, 15%, or 20%)
Net short-term gains (taxed as ordinary income)
Unemployment, gambling winnings, etc.

Adjustments to Income (Above-the-Line Deductions)

These reduce your AGI and you get them even if you take the standard deduction.

2025 limit: $7,000 ($8,000 if 50+). May be limited if you have a workplace plan.
Only if you have a high-deductible health plan. Don't include employer contributions.
Maximum $2,500. Phases out at higher incomes.
K-12 teachers only. Maximum $300.

Deductions

Credits

Education credits, energy credits, dependent care credit, etc.

Important Disclaimer

This calculator provides estimates for informational purposes only. It does not account for all possible tax situations, credits, or deductions (such as AMT, NIIT, or complex investment scenarios). Your actual tax liability may vary. Consult a qualified tax professional for personalized advice.

Related Topics

Tax Brackets Explained

Understand how marginal tax rates work.

Capital Gains Tax

Long-term vs short-term rates.

Standard vs Itemized

Which deduction should you take?